Posted on: June 24, 2017 by Fieldale Insurance Agents
As a homeowner, you know that tending to your home and protecting it is a labor of love. Even with the best intentions, accidents do happen, especially from forces that are outside of your control. From natural disasters to theft and property damage, there is no shortage of things that can go wrong. Luckily, this is what VA Home Insurance is for, to provide peace of mind when you need it most. Read on to discover the top 3 most common home insurance claims, and to learn how you can prevent them.
Hurricanes, tornadoes, and intense storms can lead to forceful winds and giant hail. Damages from these storms are typically covered under a home insurance policy. However, in coastal states and in severe hurricane-prone regions, you’ll need to speak with your trusted insurance advisor to make sure you carry the right type of coverage (and enough of it!).
This type of damage comes in many forms. Zillow Porchlight explains that according to the III, this category includes vandalism and malicious mischief. Here are a few examples:
These are covered under standard home insurance policies, but make sure malicious intent is listed under covered perils.
A home invasion is many homeowners’ worst nightmare. However, while it might take some additional security measures to gain some peace of mind, know that your homeowners insurance policy covers burglary. To protect yourself even further, consider investing in a home security system, locking windows, and never hiding a spare key around the house.
At Fieldale Insurance Agency, we specialize in protecting homeowners and their assets throughout Virginia. Our coverages can be custom-tailored to meet your specific needs and give you peace of mind. For more information about our products and to learn how we can assist you, contact our experts today at one of our two locations:
Fieldale (276) 673-6701
Martinsville (276) 632-3451