Renting a House or Apartment? Here are Your Tenant Rights

Posted on: January 5, 2018 by Fieldale Insurance Agents

The tenant-landlord relationship is one that is very important during your tenancy. If things break or become damaged, it’s up to your landlord to accommodate you as soon as possible and provide you with comfortable living conditions. If you’re new to renting, or you’re in a bind with your current landlord, read on to discover your rights as a tenant. Most importantly, protect your dwelling and your belongings with a customizable Fieldale Renters Insurance policy.

Your landlord cannot discriminate against you.

The Fair Housing Act prevents landlords from discriminating against a tenant based on race, color, sexual orientation, sex, disability or family class. If you feel as though you’re being treated unfairly based on any of these protected classes, you can file a claim with the Department of Housing and Urban Development (HUD) to settle the issue.

Find out about your local laws.

Renter rights vary by state, which means you can go on your state’s website and review the tenancy responsibilities and landlord obligations. This is a great tool to utilize in the event of a rent control dispute, lease terms, or other conflict.

You are entitled to livable conditions.

No matter the state of the apartment or home you’re renting, you are entitled to working plumbing, heating, and electricity.

The law applies to you no matter what lease contract you signed.

In many cases, landlords can be unaware of the specifics of tenant and landlord rights, or they may try to take advantage of the fact that you don’t know your rights. If you sign a lease that includes rules that violate tenants’ rights, the fraudulent policies cannot be enforced by the landlord or law. For example, attorney Merbaum (who specializes in landlord-tenant disputes) says major repairs needed to make a property livable, like water and plumbing, cannot be placed in the renter’s hands, according to state law.

You have to pay your rent.

Even if, say, your radiator breaks and your landlord does not fix it promptly, you still have to pay your rent. If you withhold your rent payments for any reason, your landlord reserves the right to evict you. Check with your state laws about prorating your rent for the days you lived in less than ideal conditions, but always plan on paying rent.

About Fieldale Insurance Agency

At Fieldale Insurance Agency, we specialize in protecting homeowners and their assets throughout Virginia. Our coverages can be custom-tailored to meet your specific needs and give you peace of mind. For more information about our products and to learn how we can assist you, contact our experts today at one of our two locations:

Fieldale (276) 673-6701
Martinsville (276) 632-3451

Posted in: blog Renters Insurance

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