Once you place your homeowners and car insurance, you probably feel pretty set, but hold on. Your assets are protected up to just a certain limit based on those policies. If you are at fault for property damage or injuries that exceed those limits, you will not have insurance coverage unless you have procured an umbrella insurance policy to increase your liability protection.
Fieldale Insurance Agency offers umbrella policies that spread out over your underlying basic coverages for:
This coverage is potentially important for all policyholders, but it is especially important for those with higher assets that could become a target for settlement-seekers. Your liability insurance covers more than just payouts to plaintiffs. It helps pay for your legal defense and in some cases will cover medical payments and other costs associated with your liability. In the case of a death or permanent disability, umbrella coverage is critical. Limits of coverage can be purchased into the millions of dollars, which in some circumstances is necessary.
Fieldale makes it our business to protect your assets to the fullest, so schedule a time to review your current insurance program to make sure it is offering you the best protection possible at the most reasonable price
Contact us at 276-673-6701 (Fieldale) or
276-632-3451 (Martinsville) expedited quote or service, or stop by and visit us.