Fieldale Insurance Agency helps businesses in southern Virginia provide a full menu of employee benefits to protect the well-being of our region’s residents and their families. That includes group disability insurance through the workplace, either as an employer-paid benefit or as a voluntary benefit at reduced rates for employees.
For starters, workers compensation insurance deals only with disability that results from work-related injuries. Nearly a fourth of employees 20 years old or older will experience a disabling injury or illness during their work years that isn’t covered by workers compensation. That means that many employees who don’t have disability insurance outside of workers compensation coverage will go without income for as long as they cannot work. That is a scary prospect. Additionally, most requests for disability assistance are rejected by the Social Security Administration.
Income protection insurance is a critical financial component, and group disability through the workplace is an affordable way to secure coverage.
Employers who provide and/or encourage participation in group disability insurance do their community members a huge service. The loss of income for even a few months can destroy families. Your workplace benefits through Fieldale can be a saving grace.
Contact us at 276-673-6701 (Fieldale) or
276-632-3451 (Martinsville) expedited quote or service, or stop by and visit us.