Virginia Business Owners Policy from Fieldale

Running a business is complicated enough without layering on insurance policy after insurance policy, right? That’s why many companies decide to insure at a very basic level with a business owners policy, or Virginia BOP insurance. Fieldale Insurance Agency is proud to handle many client accounts that take advantage of this broad-based insurance solution that meets the needs of typical small-business exposures.

A Business Owners Policy typically bundles a well-rounded set of coverages, including:

  • Commercial General Liability
  • Property
  • Business Interruption

A BOP may also include or offer as an add-on:

  • Drain Backup
  • Employee Dishonesty
  • Money and Securities
  • Outdoor Signs
  • Other coverages specific to your industry

Business Owners Policies are often designed by sector, so the coverages are tailored to protect against the typical hazards encountered in that industry. That means an auto dealer or garage BOP would cover exposures that usually generate claims in that specific area, while the hospitality industry would have other coverages—maybe liquor liability or food-borne illness coverage.

Different insurers design their BOPs differently, even within the same industrial segment, so it is important to have a careful agent who really understands your company. At Fieldale, we consider ourselves your business partner, a colleague tasked with risk reduction and asset protection. That means we don’t place you in just any coverage. We take the time to find the BOP that best fits your needs, and we provide opportunities to build out coverage if gaps still exist.

Talk to the insurance professionals at Fieldale.

Contact us at 276-673-6701 (Fieldale) or
276-632-3451 (Martinsville) expedited quote or service, or stop by and visit us.